Levels of Services are Available?
good news for today's consumer is many long-term-care
options are available. From an independent living environment,
to the home-like feeling of assisted living, to the
medically focused nursing home, residents are not short
on choices. What's more, each has its own set of characteristics
to appeal to a diverse, growing population.
It is estimated that nine million men and women over the age
65 will need long-term care, reports the Health Insurance
Association of America. Just 15 years later that number
is expected to jump to 12 million. Consumers should
evaluate all of their choices to find the appropriate
setting for their current needs. Options include:
Assisted living is a special combination of housing,
personalized supportive services, and health care designed
to meet the needs, both scheduled and unscheduled, of
those who require help with activities of daily living.
and Community Care
Home and community services encompass home health care
aides, Meals on Wheels programs, visits from church
members, help with shopping, and adult day care. For
short-term stays, nursing homes often offer respite
care where individuals are admitted for a brief period
of time to relieve home caregivers.
Some federal and state programs subsidize housing for
low to moderate income seniors. These facilities may
provide assistance with tasks such as shopping and laundry.
However, residents generally live independently in an
apartment within the senior housing complex.
Care Retirement Communities (CCRCs)
Housing communities that provide varying levels of care
based on resident needs, CCRCs include independent living,
assisted living, and skilled nursing apartments. Residents
move from one setting to another based on their needs,
but continue to remain a part of the overall community.
A nursing home provides room, meals, recreational activities,
help with daily living, and protective supervision to
residents, and is based on a medical model. Usually
nursing home residents have physical or mental impairments
that keep them from living independently. Acuity of
residents is typically higher than in other long-term